Have you ever noticed that those who get really rich are those who invest? Sure it takes time, but do you imagine turning your thousands to millions?

Now you might be thinking, “wow.” But then you may be also thinking of how big of a risk it is to invest, or the “what ifs” that go with it.

But do not fear, if you think you’re patient and you’re willing to grow what you earn, then might as well start now! If you’re still thinking of the “what ifs”, read on.

In investing, we always here the question “What’s in it for me?”

To convince you, and also to enlighten you about investing, we break down the reasons why you should invest on investments.

1.  Potential for your money to grow

It may take longer than saving up to see where your money is going, but it will eventually materialize and produce greater amounts of money. Investing on stocks may take long, and it is risky, but when you finally muster up the confidence to do it, you will surely not regret it. But take note that investing takes time, so what are you waiting for? Start now!

2. Anyone can invest

Don’t be afraid. We’re here to help you, and expand your knowledge on stocks so you could have knowledge of the basics. Once you do, set aside a little money, and you’re good to go!

3. You can earn – REGULARLY

Although the benefits of investing come in the long run, you can actually earn from it regularly. How? Through dividends and capital gains. Dividends are a sum of money paid regularly by a company to its shareholders out of its profits or reserves. Capital gains are a profit from the sale of an investment.

4. Start-up your very own business

Through investing, you get to widen your connections. And that’s what you really need in starting up your business. Investors support fellow entrepreneurs especially those who are just starting. When an investor sees potential growth in your company, they will also invest in your company, and get financial gains when it gets successful.

5. Achieve your highest financial goal

Investing can open up doors to numerous possibilities. When the time comes, you will be claiming what you’ve invested and you’ll be surprised that by that time, at that moment, you’ve already reached your financial goal, which is to get wealthier than ever before.

After reading those and you still are not convinced, I want you to imagine all of your dreams and life goals. Now, look at where you’re at in achieving those goals. You may have gone through ups and downs here and there. But let me tell you that if you invest, you’ll get a little more sense of security, and you’ll have a concrete list of where you are, and you’ll eventually check all of your goals in your bucket list.

Want to invest? Talk to us. We’ll show you how.­

We have always been accustomed to the thought of saving up. That’s where the line “saving up for the rainy days” came from. But the sad part about saving is that when you’ve used it all up because of that “rainy day”, you’re left with little to nothing. That’s where investing comes in.

What does it really mean to invest?

While saving is to save money in cases when you need it (car fund, house fund, emergency fund), investing is for wealth building. When you invest, the money you’ve invested won’t come back to you any sooner. In investing, there is a certain time frame and a risk of course, but when it’s left alone long enough and has survived the ups, downs, and even turns in the stock market, it will yield much greater gain.

Now that it’s all clear. Do you need to ask yourself again, “Should I just save or maybe invest?”

Let’s break it down shall we?

Now, keep in mind that saving goes first before investing.

There are two primary types of savings programs you should include in your life. They are:

As a general rule, your savings should be sufficient to cover all of your personal expenses, including your mortgage, loan payments, insurance costs, utility bills, food, and clothing expenses for at least six months. That way, if you lose your job, you’ll be able to have sufficient time to adjust your life without the extreme pressure that comes from living paycheck to paycheck.

Any specific purpose in your life that will require a large amount of cash in five years or less should be savings-driven, not investment-driven. The stock market in the short-run can be extremely volatile, losing more than 50 percent of its value in a single year. – more here

Only after the above mentioned are in place can you invest. How should you start investing? Before you start investing you should ask yourself the following questions.

1. What are your goals?

Knowing where you want your money to go and what it’s actually for can give you a great outline about what path you’d like your investment to go to.

Are you saving up for retirement? Or maybe for buying a new property? Goal setting is very important. When your goals are straight, you’re on the right track in investing.

2. How old should you be to start?

Your age is important because this defines the amount of risk you’re willing to take. When you’re 15 and start investing – you really have nothing to lose because you’re still young. If you start investing this early, the more comfortable you are in taking risks. But when you’re in your 40’s or 50’s, you’ll need to consider many things before actually investing. You’d be considering your family, your current financial status and you’d be wearier of the risks.

3. How much time are you willing to give?

Considering the number of terms and technicalities that go with investing, you must consider how much time do you have to learn these things? Remember also to be honest with yourself once you’ve known these.

“Experts and investors say beginners should consider exchange-traded funds (ETFs) that follow a wide range of stock, or sometimes the entire market.

Some ETFs, such as SPY ($205 a share), track the S&P 500 — an index of 500 of America’s biggest brands. Generally these investments are less volatile than an individual stock, and they grow over the years. SPY is up almost 80% over the past five years because we’ve been in a bull market.”

4. What’s the cover charge? You must always keep an eyes out for the fees, whether it is in ETFs, individual stocks or any other investment you want to put your money on.

– For more details about this topic, click here.

Once you know all these, go ahead and start buying!